/*/ GLOBAL /*/
BODY { 
	margin:0 auto; 
	padding:0;
	font-family:"Lucida Sans Unicode";
	font-size:15px;
	}

P, FORM { margin:0; }

A { color:#0e2b76; text-decoration:underline; }
A:HOVER { color:#000; }

/*/ MAIN /*/
#main { 
	position:absolute;
	width: 990px;
	height: 687px;
	top:50%;
	margin-top:-343px;
	left:50%;
	margin-left:-495px;
	}
/*#main-holder {
	width: 990px;
	height: 657px;
	text-align:center; 
	}*/
#main-holder {
	
	width: 990px;
	height:657px; 
	text-align:center; 
	}	

#header { width:960px; margin:0 auto; padding-top:18px; }
	/* menu */
	#menu {
		margin-top:42px;
		padding-left:30px;
		background:#525d9e;
		height:40px;
		filter:alpha(opacity=80);
		-moz-opacity:0.8;
		-khtml-opacity: 0.8;
		opacity: 0.8;
		}
	#menu A { 
		float:left; 
		display:block; 
		line-height:40px; 
		padding:0px 30px;
		color:#FFF; 
		font-size:13px; 
		text-decoration:none;
		font-family:"Lucida Sans Unicode";
		}
	#menu A:HOVER { background:#7a85c6; }
	
#body {
	width:960px; 
	background:#FFFFFF;
	filter:alpha(opacity=90);
	-moz-opacity:0.9;
	-khtml-opacity:0.9;
	opacity:0.9;
	height:440px;
	margin:0 auto;
	}
#content {
	margin:0 0 0 56px;
	}
#footer { 
	width:960px; 
	margin:0 auto;
	line-height:30px; color:#777777; font-size:12px; 
	}		
	
	/* backgrounds */
	.hem { background:url(../images/img_hem.jpg) no-repeat; }
	.concept { background:url(../images/img_concept.jpg) no-repeat; }
	.cornerstones { background:url(../images/img_cornerstones.jpg) no-repeat; }
	.services { background:url(../images/img_services.jpg) no-repeat; }
	.investments { background:url(../images/img_investments.jpg) no-repeat; }
	.contact { background:url(../images/img_contact.jpg) no-repeat; }
	.our_name { background:url(../images/img_our_name.jpg) no-repeat; }
	

/*/ GENERAL /*/	
.float_left { float:left; }

.content-cornerstones { width:448px; clear:both; margin-bottom:8px; overflow:hidden; }
.spacer { clear:both; height:28px; }

/*/ FONTS & COLOURS /*/
.text-15 { font-size:15px; line-height:20px;} 
.text-14 { font-size:13px; line-height:19px; }
.text-12 { font-size:12px; line-height:16px;}